The complete digital finance vault for private financiers, credit firms, and field recovery agents. Supports Village Rupee Interest (Vaddi Calculation), Bank Reducing EMI, 100% Offline Local Storage, Live UPI QR, and Multi-language support.
Passionate software engineer and computer science student dedicated to building robust, high-performance financial systems. FinVault was architected from the ground up to solve the real-world operational challenges of Indian private moneylenders, daily finance firms, and recovery field agents with complete data privacy, offline resilience, and village rupee interest calculations.
Purpose-built for private credit operations with pure offline-first architecture.
Pure ₹1, ₹2, ₹3 monthly interest per ₹100 without dividing principal into EMI. Example: ₹5,00,000 at ₹2 interest pays ₹10,000 monthly pure interest until principal clearance.
Bank standard reducing balance amortisation with real-time interest vs principal breakdowns, tenure sliders, and automated scheduling.
All borrower files, ledger payments, and loan vouchers are saved locally on your device by default. Zero third-party surveillance.
Connect your firm via a simple 6-digit Firm Code (FV-XXXXXX) to FinVault Cloud, or bring your own private database with custom URL and API key.
Generate instant on-screen UPI QR codes for 1x EMI, 2x EMI, or full loan balance clearance for borrower scanning.
Instant localization for English, Telugu, Hindi, Tamil, and Kannada across all screens.
Get started on your Android phone or Windows PC in less than 2 minutes.
FinVault.apk.FinVault-Windows.zip.finvault.exe.